Latest From Sedera

How Does Medical Cost Sharing Work

Medical Cost Sharing is a non-insurance solution for managing large and unexpected healthcare costs. This solution has a long history of success, and it’s based on the belief that a community united in shared values can accomplish great things. 

Choosing a Medical Cost Sharing Community? Here’s What you Should Ask

Medical Cost Sharing, the sharing of large medical needs with a community of individuals who share similar ethical or religious beliefs has experienced exponential growth in recent years. Medical Cost Sharing can be a good fit for many individuals and families, promoting price and product transparency..

Affordable Healthcare With Medical Cost Sharing

Sometimes, the familiar way of doing something isn’t necessarily the best way. Case in point: the conventional way of paying for healthcare via health insurance has become a maze of high premiums, confusing policies, network limitations, and budget-busting surprise bills.

12 Work-Life Lessons COVID19 Taught Us

After a year of working from home for many of us, we may catch ourselves going through the motions. These WFH tips are reminders to stop and reset.

Paying for Catastrophic Care Through Alternative Payment Models

It’s not just individuals and families that need relief from high premiums, high deductibles, and unaffordable health care. Business leaders, faced with an economic slowdown and increased costs, are reassessing how they’re going to afford healthcare options for their teams—a cost that is often their second largest line-item expense.

How to Get Rid of a Headache

Safe to say, we all suffer from a headache from time-to-time. To learn what causes headaches, how to prevent them, and how to treat them, we partnered with Sedera Community Member and Direct Primary Care Physician, Dr. Brieanna Seefeldt.

For legal resources click here

While Sedera operates in most states, there are a few exceptions. Click here to learn more.

DISCLAIMER: The Sedera Medical Cost Sharing Community is not an insurance company and the Sedera Medical Cost Sharing membership is not issued or offered by an insurance company. Whether any Member chooses to send monetary assistance to you and/or your household to help with your medical expenses will be totally voluntary and neither you nor the Sedera Medical Cost Sharing Community has any right to compel payment of medical cost sharing costs from any Member or household. The Sedera membership is not and should never be considered to be or to be like a group insurance policy or an individual insurance policy. The Sedera Medical Cost Sharing Community is not an employee welfare benefit plan, an employer sponsored health plan, or multiple employer welfare association (MEWA). Whether you receive any money for medical expenses, or whether or not this membership continues to operate, you as the Member will always remain liable for your unpaid medical expenses and do not have any legal right to seek reimbursement or indemnification for any such expenses from the Sedera Medical Cost Sharing Community or any other member or household. This is not a legally binding agreement to reimburse or indemnify you for the medical expenses you incur, but is an opportunity for you to assist other members in need, and when you are in need, to present your medical bills to other Members as outlined in these guidelines. There is no guarantee of payment of medical expenses by the Sedera Medical Cost Sharing Community or other Members. The financial assistance you may receive will come from other Members and/or households, and not from the Sedera Medical Cost Sharing Community. The sharing of medical expenses is completely dependent on and only possible through the contributions of Members and therefore the corresponding medical expense requests by Members could result in sharing being prorated or unavailable for a given month.