Latest From Sedera

Medical Cost Sharing
Learn about Medical Cost Sharing and how it works.
Sedera Savvy
Learn how to manage your Sedera Membership and about Member responsibilities and commitments that help the Sedera Medical Cost Sharing Community thrive!
Cash Pay Savvy
Learn how to save money and negotiate your healthcare costs as a Cash Pay patient.
Shopping for Healthcare
Learn to be a smart shopper and find the best value in medical care.
Health & Wellness
Read health and fitness tips to support a healthy lifestyle.
Free Market Healthcare
Read about free market healthcare and how it promotes choice, price transparency, and value-driven medical care.
Sedera Spotlight
Read how Sedera is leading the way to empower consumers with a better way to pay for healthcare.
Sedera Cares
Read about the Sedera team out in the world, rooted in love and giving with purpose.

While Sedera operates in most states, there are a few exceptions. Learn more about our state availability.

DISCLAIMER: The Sedera Medical Cost Sharing Community is not an insurance company and the Sedera Medical Cost Sharing membership is not issued or offered by an insurance company. Whether any Member chooses to send monetary assistance to you and/or your household to help with your medical expenses will be totally voluntary and neither you nor the Sedera Medical Cost Sharing Community has any right to compel payment of medical cost sharing costs from any Member or household. The Sedera membership is not and should never be considered to be or to be like a group insurance policy or an individual insurance policy. The Sedera Medical Cost Sharing Community is not an employee welfare benefit plan, an employer sponsored health plan, or multiple employer welfare association (MEWA). Whether you receive any money for medical expenses, or whether or not this membership continues to operate, you as the Member will always remain liable for your unpaid medical expenses and do not have any legal right to seek reimbursement or indemnification for any such expenses from the Sedera Medical Cost Sharing Community or any other member or household. This is not a legally binding agreement to reimburse or indemnify you for the medical expenses you incur, but is an opportunity for you to assist other members in need, and when you are in need, to present your medical bills to other Members as outlined in these guidelines. There is no guarantee of payment of medical expenses by the Sedera Medical Cost Sharing Community or other Members. The financial assistance you may receive will come from other Members and/or households, and not from the Sedera Medical Cost Sharing Community. The sharing of medical expenses is completely dependent on and only possible through the contributions of Members and therefore the corresponding medical expense requests by Members could result in sharing being prorated or unavailable for a given month.