Get ACCESS+ for
Individuals & Families
Paying for healthcare doesn't have to be complicated. Sedera's cost-sharing solution provides affordability, choice, transparency, and support to pay for your healthcare expenses.
Is Sedera Medical Cost Sharing right for you?
How Medical Cost Sharing Works
You Select Your Membership Level
You select your Membership level which determines your Initial Unshareable Amount (IUA). This is the amount you feel comfortable paying without help from the Community.
Every Member Contributes
When you join Sedera, you begin contributing funds for use by other Members on a monthly basis.
The Community Shares with You
If something unexpected happens, Community Members share funds to pay for any expenses beyond your IUA.
You Pay Your Doctor
You pay your healthcare provider with the shared funds, for the duration of your care.
You Select Your Membership Level
You select your Membership level which determines your Initial Unshareable Amount (IUA). This is the amount you feel comfortable paying without help from the Community.
Every Member Contributes
When you join Sedera, you begin contributing funds for use by other Members on a monthly basis.
The Community Shares with You
If something unexpected happens, Community Members share funds to pay for any expenses beyond your IUA.
You Pay Your Doctor
You pay your healthcare provider with the shared funds, for the duration of your care.
Membership Contribution Costs
Select your age and your Initial Unshareable Amount (IUA) to view your estimated monthly contribution.
| Member Only | $0.00 |
| + Spouse | $0.00 |
| + Children | $0.00 |
| + Family | $0.00 |
Join Now With These Simple Steps
Learn about Sedera Medical Cost Sharing to decide if it is right for you.
Create a Medical Cost Sharing account with an FDIC-backed bank.
Start sharing and saving with the Sedera Community
The Power of Medical Cost Sharing + Preventive Care
Pairing Sedera Medical Cost Sharing with Direct Primary Care creates a comprehensive, cost-effective health solution for individuals and families. DPC members pay an affordable monthly membership fee which includes office visits, same or next-day appointments, longer appointments for a better doctor/patient relationship, discounts on labs, diagnostics, prescriptions, and more. Click below to find a DPC near you!
Membership Features
Our industry-leading technology and FDIC-insured bank partner powers cost sharing.
Our expert advisors help navigate the complex world of medical care.
Our expert advisors work with outside bill negotiation vendors who specialize in seeking fair pricing on medical bills.
Members get second opinions on surgeries and new diagnoses from some of the world's top doctors.
Members find physicians near them who specialize in navigating a cash-pay system.
Members shop the best price for prescription drugs.
Educational resources and shopping tools to help Members become savvy healthcare shoppers.
Community
By reading our Membership Guidelines, Members understand what is shareable and what is not.
Our Community is united by shared Principles and Commitments.
By reading our Membership Guidelines, Members understand what is shareable and what is not.
Our Community is united by shared Principles and Commitments.
Testimonials
"This is my first time using Sedera. I could not believe how easy and efficient the process was. It helps to just pay the provider directly and not have to wait for approval and payment. Using the portal was a breeze. Thank you. I have already been promoting it to my own patients."
-Cynthia Thaik, Sedera MemberBeing self-employed, Sedera provides a solution that allows me to lower my health care cost while improving my care. This is a community of like-minded individuals actively involved in making a difference in their financial and health well-being.
-Craig Saunders, Sedera Member"I am so impressed with Sedera! After years of dealing with traditional health insurance companies, where customer service is non-existent and the claims process is an exasperating nightmare, the Needs sharing process with Sedera is such a pleasure! The people at Sedera with whom I have interacted, by phone or email, have all been knowledgeable, professional, efficient, and always happy to help!"
-David S, Sedera Member"Sedera is a fantastic solution... the significant cost savings we have experienced have been a game-changer. Their excellent customer service and Member’s ability to choose their providers while saving significant costs is what makes Sedera a good alternative to traditional major medical insurance."
-Jenks Boston, Sedera Member"We moved to Sedera from a competitor—what a difference! Sedera is efficient and organized, makes submitting Needs very simple, and shares in some basic costs like immunizations and routine mammograms. By encouraging a Direct Primary Care relationship our family has received more consistent, higher quality care in the past year than the past three with the competitor. And it has cost us far less! I can’t recommend Sedera enough."
-Jennifer Uren, Sedera MemberNot Sure If Sedera Medical Cost Sharing Is For You?
Sedera Members believe that supporting one another by sharing costs, leading health-conscious lifestyles, and making engaged healthcare choices is a better way to healthcare. See if Sedera Medical Cost Sharing is right for you by taking our quiz.
Looking for an alternative solution for your team members? Introduce Sedera Medical Cost Sharing and the opportunity to save significantly with your team.
FAQ
Questions? Check out our FAQ section for answers.
Contact
Want to get in touch? We'd love to help. Schedule a meet with Travis!
