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Sedera is not health insurance. It's better.

Is MCS A Good Fit Quiz

Learn more about how Sedera can work for you

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Self & Family

You're an individual, with or without a family or significant other, and are looking for a better way to pay for healthcare.

young couple standing in a shop smiling and holding a tablet
Business Owners

You're a business looking to introduce your team to an affordable and reliable healthcare payment option.

three DPC doctors walking outside talking on a sunny day
DPC

You want to know about referring your patients and want to be added to the Sedera DPC Finder.

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Savvos Cash Pay Marketplace

You're already a Sedera Member and want to shop providers in your area, save up to 90%, and reduce your IUA.

Young family couple with small child on a dock by the water holding child on a scooter.

Self & Family

You're an individual, with or without a family or significant other, and are looking for a better way to pay for healthcare.

young couple standing in a shop smiling and holding a tablet

Business Owners

You're a business looking to introduce your team to an affordable and reliable healthcare payment option.

three DPC doctors walking outside talking on a sunny day

DPC

You want to know about referring your patients and want to be added to the Sedera DPC Finder.

Savvos Cash Pay Marketplace Logo

Savvos Cash Pay Marketplace

You're already a Sedera Member and want to shop providers in your area, save up to 90%, and reduce your IUA.

This is Sedera

Sedera Medical Cost Sharing is peer-to-peer sharing of medical costs through a membership-based community.

How it Works

Sedera is not insurance. It is a cost-sharing membership and platform that shares large and unexpected medical expenses.

Control Costs

Plan for your budget, and the unexpected, with affordable monthly costs.

Choose Your Care

There's no such thing as out-of-network. We go where you go.

Make Informed Decisions

Your team can take charge by using our tools to get the most out of their care.

Get Real Support

Speak with real experts to help you navigate your care, anytime you need us.

How it Works

Sedera is not insurance. It is a cost-sharing membership and platform that shares large and unexpected medical expenses.

Control Costs

Plan for your budget, and the unexpected, with affordable monthly costs.

Choose Your Care

There's no such thing as out-of-network. We go where you go.

Make Informed Decisions

Your team can take charge by using our tools to get the most out of their care.

Get Real Support

Speak with real experts to help you navigate your care, anytime you need us.

Individual: Health Insurance vs Medical Cost Sharing

Health Insurance - $5,000 Deductible
Medical Cost Sharing - $500 IUA
Dr. Visit 1
$60
Co-Pay + RX
$100
Appt + RX
Dr. Visit 2
$135
Co-Pay + Shot
$150
Appt + Shot
Dr. Visit 3
$60
Co-Pay + RX
$100
Appt + RX
Dr. Visit 4
$135
Co-Pay + Shot
$150
Appt + Shot
Specialist
$35
Co-Pay
SHARED
Surgery
$2100
SHARED
Patient Out of Pocket
$2,525
$500
+ Annual Costs
$21,000
$8,500
Totals
$23,525
$9,000

Prices may vary

Health Insurance - $5,000 Deductible

Co-Pay + RX
$60
Co-Pay + Shot
$135
Co-Pay + RX
$60
Co-Pay + Shot
$135
Co-Pay
$35
$2,100
$2,525
$21,000
$23,525

Dr. Visit 1
Dr. Visit 2
Dr. Visit 3
Dr. Visit 4
Specialist
Surgery
Patient
out-of-pocket
+
Annual Costs
Total

Medical Cost Sharing - $500 IUA

$100
Appt + RX
$150
Appt + Shot
$100
Appt + RX
$150
Appt + Shot
SHARED
SHARED
$500
$8,500
$9,000

Prices may vary

See Individual & Family Pricing

Member Success Stories

Don’t take our word for it. Hear it from our Partners and Members

“By switching to Sedera, my family and I are saving over $1000 a month from health insurance cost. Not only do you have peace of mind, but it’s more affordable.”

Chris, Founder - Physio

"Sedera is a first class organization that's changing healthcare. If you are looking for an affordable alternative to the status quo traditional insurance model this is a fantastic solution. They really care about their Members!"

David, Sedera Member

“Sedera’s different. It introduces an alternative option to Team Members that’s more affordable—and more supportive. Sedera also frees up HR and CFOs so they don’t have to deal with a health insurance plan, and they can focus on the things they really need to be focused on instead.”

Cindy
, HR Solutions
 - Affiliate

"Sedera is the real deal and it's a much better alternative to traditional health insurance. Sedera lowered my monthly costs while still giving me complete freedom to go to any provider I want. Now that I've joined, there's no way I'm returning to traditional healthcare insurance!!"

Nigel, Sedera Member

"I cannot recommend Sedera highly enough. We have told hundreds of our colleagues, friends, and family about them because they are such great people and we truly believe in their medical cost sharing program. When I had a skiing accident and needed to turn to Sedera, they were so supportive and helpful. The experience with Sedera is such a refreshing change!"

Grace, Sedera Member

FAQ

Questions? Check out our FAQ section for answers.

Contact

Want to get in touch? We'd love to help. Schedule a meet with Travis!