Reinventing Healthcare
A high-end, affordable healthcare solution with no insurance hassles.
Your Healthcare Community
Your Healthcare
Community
Sharing Medical Costs
Big Savings
Members Like You
When health-conscious community members support each other’s Needs and make healthy choices, everyone wins.
Member Services
What Members Say
Employer and employee members share their experiences.
Employers
Members
Who We Are
What We Do
We invite our members to be active and engaged participants in their healthcare. We ask them to commit to pursuing a healthy lifestyle. Together, we are building a new kind of community, one centered on healthy living and sharing the cost of medical care. In doing so, we are able to provide a high-end healthcare experience, delivering tremendous value for members and their families.
How it Works
A “Need” is one or more medical expenses caused by an accident or illness.
Members first meet an initial unshareable amount up to $500 or $1000 according to their membership type. After an individual’s third medical need (fifth need when a family is participating), costs are fully shared among the community.
Why it’s Better
Our members reduce medical costs through smart choices about diet, exercise and lifestyle. Through honoring these requirements and through proven provider negotiation, our cost sharing model provides members with high-end services while lowering monthly expenses and out-of-pocket costs. Members have the freedom to choose their own doctor, visit well-regarded medical providers and typically still see that the total cost of healthcare is 30-50% less.
Who We Are
What We Do
Community members assume responsibility for meeting each others’ needs, putting the “care” back in healthcare and removing the influence of faceless insurance companies.
How it Works
A “Need” is one or more medical expenses caused by a single accident or illness.
Members first meet an Initial Unshareable Amount (IUA) up to $500 or $1000. Then, the costs of addressing up to three medical needs (five Needs when a family is participating) are shared among the community.
Why It’s Better
Our members reduce healthcare costs through smart choices about diet, exercise and lifestyle. Sedera members commit to
- No use of illegal narcotics.
- No driving while intoxicated.
- Tobacco users are required to pay extra (details here).
By honoring these requirements, our cost sharing model provides members with high-end services while lowering monthly expenses and out-of-pocket costs. Members have the freedom to choose the best doctor for their condition, and typically visit well-regarded medical professionals at 25-50% the cost.
Sharing Insights
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