Sedera is not health insurance. It's better.

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To learn more about how Sedera can work for you, select the profile that best matches you

Self & Family

You're an individual, with or without a family or significant other, and are looking for a better way to pay for healthcare.

Employees & Organization Members

You're an employee or member of an organization who has introduced you to Sedera as an affordable, reliable healthcare payment option.

Business Owners

You're a business looking to introduce your team to an affordable and reliable healthcare payment option.

Brokers

You want to add a new, cost-effective healthcare payment solution to the options you present to clients.

Self & Family

You're an individual, with or without a family or significant other, and are looking for a better way to pay for healthcare.

Employees & Organization Members

You're an employee or member of an organization who has introduced you to Sedera as an affordable, reliable healthcare payment option.

Business Owners

You're a business looking to introduce your team to an affordable and reliable healthcare payment option.

Brokers

You want to add a new, cost-effective healthcare payment solution to the options you present to clients.

This is Sedera

Sedera Medical Cost Sharing is peer-to-peer sharing of medical costs through a membership-based community.

Control Costs

Plan for your budget, and the unexpected, with affordable monthly costs.

Choose Your Care

There's no such thing as out-of-network. We go where you go.

Get Real Support

Speak with real experts to help you navigate your care, anytime you need us.

Control Costs

Plan for your budget, and the unexpected, with affordable monthly costs.

Choose Your Care

There's no such thing as out-of-network. We go where you go.

Get Real Support

Speak with real experts to help you navigate your care, anytime you need us.

Individual: Health Insurance vs Medical Cost Sharing

Health Insurance - $5,000 Deductible
Medical Cost Sharing - $500 IUA
Dr. Visit 1
$60
Co-Pay + RX
$100
Appt + RX
Dr. Visit 2
$135
Co-Pay + Shot
$150
Appt + Shot
Dr. Visit 3
$60
Co-Pay + RX
$100
Appt + RX
Dr. Visit 4
$135
Co-Pay + Shot
$150
Appt + Shot
Specialist
$35
Co-Pay
SHARED
Surgery
$2100
SHARED
Patient Out of Pocket
$2,525
$500
+ Annual Costs
$21,000
$8,500
Totals
$23,525
$9,000

Prices may vary

Health Insurance - $5,000 Deductible

Co-Pay + RX
$60
Co-Pay + Shot
$135
Co-Pay + RX
$60
Co-Pay + Shot
$135
Co-Pay
$35
$2,100
$2,525
$21,000
$23,525

Dr. Visit 1
Dr. Visit 2
Dr. Visit 3
Dr. Visit 4
Specialist
Surgery
Patient
out-of-pocket
+
Annual Costs
Total

Medical Cost Sharing - $500 IUA

$100
Appt + RX
$150
Appt + Shot
$100
Appt + RX
$150
Appt + Shot
SHARED
SHARED
$500
$8,500
$9,000

Prices may vary

Member Success Stories

Don’t take our word for it. Hear it from our Partners and Members

“By switching to Sedera, my family and I are saving over $1000 a month from health insurance cost. Not only do you have peace of mind, but it’s more affordable.”

Chris, Founder - Physio

"Sedera is a first class organization that's changing healthcare. If you are looking for an affordable alternative to the status quo traditional insurance model this is a fantastic solution. They really care about their Members!"

David, Sedera Member

“Sedera’s different. It introduces an alternative option to Team Members that’s more affordable—and more supportive. Sedera also frees up HR and CFOs so they don’t have to deal with a health insurance plan, and they can focus on the things they really need to be focused on instead.”

Cindy
, HR Solutions
 - Affiliate

"Sedera is the real deal and it's a much better alternative to traditional health insurance. Sedera lowered my monthly costs while still giving me complete freedom to go to any provider I want. Now that I've joined, there's no way I'm returning to traditional healthcare insurance!!"

Nigel, Sedera Member

"I cannot recommend Sedera highly enough. We have told hundreds of our colleagues, friends, and family about them because they are such great people and we truly believe in their medical cost sharing program. When I had a skiing accident and needed to turn to Sedera, they were so supportive and helpful. The experience with Sedera is such a refreshing change!"

Grace, Sedera Member

Best in Class

Our team leads with experience, integrity. Each and every decision we make puts the Community and its Members first.

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DISCLAIMER: Savings and pricing may vary depending on the Membership Level and other Membership options selected. *This product is not operated, serviced, or maintained by Sedera. SEDERA MAKES NO WARRANTY REGARDING THE WEBSITES, RESOURCES, MATERIALS, PRODUCTS, TRANSACTIONS, AND SERVICES PROVIDED BY THIRD PARTIES. Sedera makes no representations or warranties that every or all memberships include any add-on/additional product(s).Note: Sedera, Inc. Is not an insurance company and the Sedera medical cost sharing membership is not issued or offered by an insurance company. While every effort is made to meet member’s medical needs, Sedera, Inc. And the Sedera medical cost sharing community do not guarantee payment of any medical expense.Note: Sedera medical cost sharing community membership is not and should never be considered to be or to be like a group insurance policy or an individual insurance policy. The Sedera medical cost sharing community and/or Sedera, Inc. Are not insurance companies and the Sedera medical cost sharing membership is not issued or offered by an insurance company. You as the member remain liable for your unpaid medical expenses and do not have any legal right to seek reimbursement or indemnification for any such expenses from the Sedera medical cost sharing community and/or Sedera, Inc. Or any other member or household