There's a better way to pay for healthcare.
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This is Sedera Medical Cost Sharing
Medical Cost Sharing is peer-to-peer sharing of large, unexpected medical costs through a membership-based Community
You Select Your Membership Level
Your Membership level determines your Initial Unshareable Amount (IUA). This is the amount you feel comfortable paying without help from the Community.
Every Member Contributes
When you join Sedera, you begin contributing funds for use by other Members on a monthly basis.
The Community Shares with You
If something unexpected happens, Community Members share funds through our secure platform to pay for any expenses beyond your IUA
You Pay Your Doctor
You pay your healthcare provider with the shared funds, for the duration of your care.
“By switching to Sedera, my family and I are saving over $1000 a month from health insurance cost. Not only do you have peace of mind, but it’s more affordable.”Chris, Founder - Physio
"Sedera Health is a first class organization that's changing healthcare. If you are looking for an affordable alternative to the status quo traditional insurance model this is a fantastic solution. They really care about their Members!"David, Sedera Member
“Sedera’s different. It introduces an alternative option to Team Members that’s more affordable—and more supportive. Sedera also frees up HR and CFOs so they don’t have to deal with a health insurance plan, and they can focus on the things they really need to be focused on instead.”Cindy , HR Solutions - Affiliate
"Sedera Health is the real deal and it's a much better alternative to traditional health insurance. Sedera lowered my monthly costs while still giving me complete freedom to go to any provider I want. Now that I've joined, there's no way I'm returning to traditional healthcare insurance!!"Nigel, Sedera Member
"I cannot recommend Sedera highly enough. We have told hundreds of our colleagues, friends, and family about them because they are such great people and we truly believe in their medical cost sharing program. When I had a skiing accident and needed to turn to Sedera, they were so supportive and helpful. The experience with Sedera is such a refreshing change!"Grace, Sedera Member
Choose Your Membership
Lower your monthly household costs and build peace of mind for you and your family.
Introduce a fresh and affordable alternative to your team members. Reduce administrative waste, find a better way forward, and put healthcare back into the hands of your team members.
Our industry-leading technology and FDIC-insured bank partner powers cost sharing.
Our expert advisors help navigate the complex world of medical care.
Members get second opinions on surgeries and new diagnoses from some of the world's top doctors.
Our expert advisors work with outside bill negotiation vendors who specialize in seeking fair pricing on medical bills.
Educational resources and shopping tools to help Members become savvy healthcare shoppers.
Members find physicians near them who specialize in navigating a cash-pay system.
Members shop the best price for prescription drugs.
Board certified doctors are available virtually to help with non-emergency needs.
Best in Class
Our team leads with experience, integrity and transparency. Each and every decision we make puts our Community and Members first.
Questions? We thought so. Check out our FAQ section for answers.
Want to get in touch? We'd love to help.