Enjoy Freedom and Flexibility with Medical Cost Sharing
Medical Cost Sharing is an innovative, non-insurance solution for managing large healthcare costs.
A Sharing Community
Sedera Medical Cost Sharing Members support one another’s financial and physical health by sharing burdensome medical expenses.
Healthcare Doesn’t Have to be Complicated
It is no secret that today’s healthcare landscape is complex and confusing.
With Medical Cost Sharing, managing medical expenses can be direct and transparent.
A Smart Future for Managing
Healthcare Costs
Our non-insurance approach provides an innovative and affordable way to navigate large, unexpected medical expenses.
The Sedera Membership Experience
Members are supported by services that empower them to be engaged healthcare consumers and are backed by a Community that cares.
Affordable Monthly Cost
Memberships start as low as $106/month.
Freedom from Networks
There’s no such thing as “out-of-network” with Sedera. We go where you go.
24/7
Telemedicine*
Board certified doctors available virtually to help you with non-emergency needs.
Expert 2nd Opinions*
Get 2nd opinions on surgeries and new diagnoses from some of the worlds top doctors.
Compassionate
Member Services
Our expert advisors help you navigate the complex world of medical care.
Cash Pay Friendly Resources
Members can shop for high-quality prescriptions and medical care at the best price.
A Transparent &
Empowering Approach
Sedera Members are savvy healthcare consumers who understand the cost of the care they receive.
Our guidelines help Members know when the Community will step in to support them.
Is Medical Cost Sharing Right for You?
Sedera offers a refreshingly different healthcare experience
to businesses, families, and individuals.
What Makes Us Different
The Sedera Medical Cost Sharing Community is intentionally not status quo. Here are some of the ways we stand out as a powerful option for individuals, families, and businesses.
Rewards for Healthy Lifestyle
Sedera Members are rewarded for being engaged in healthcare decisions and are encouraged in leading healthy lifestyles.
Empowered Shoppers
Our Members are empowered to be savvy healthcare consumers through educational resources and shopping tools.
Member to Member Sharing
Our state-of-the-art technology allows Members to directly support one another in their time of need.
Clear and Efficient Process
Clear guidelines and simple sharing process allow the processing of medical bills to be quick and painless.
Open to All
Our Members come from all walks of life but are united by a core set of ethical principles and beliefs.
Best in Class
Our team leads with experience, integrity, and transparency. Each and every decision we make puts our Community and Members first.
What Members Say
TOPAZ SALES CONSULTING
Jorge Chavez has been part of the Sedera Medical Cost Sharing Community since 2019. He chose to offer a Sedera Membership to the employees of his small business and to transition his family from a traditional health insurance model to Sedera Memberships.
Prior to joining Sedera, Jorge watched as his healthcare costs increased year after year. He estimated that for his premiums alone, it was costing him $35,000 per year for himself, his wife, and his three children. Even then, it was difficult to know and budget for what medical costs may or may not be managed by his plan.
After switching to Sedera, Jorge reported that, “Sedera saves me money and shares more of our medical bills. Yearly healthcare costs with Sedera are down 70%.”
To read the rest of Jorge’s story, check out our Sedera Stories.
Jorge Chavez
CEO
Read More Member Stories >>
Get Started in 3 Easy Steps
Talk to a Medical Cost Sharing Expert to see if Sedera’s Medical Cost Sharing Community is a good fit for you.
Design your Medical Cost Sharing Membership and join the Community.
Have confidence that the Sedera Community is behind you when large unexpected accidents and illnesses occur.
Talk to a Medical Cost Sharing Expert Today
Find out if Sedera is right for you.
I’m already a Member.
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While Sedera operates in most states, there are a few exceptions. Click here to learn more.
WARNING: SEDERA, INC. IS NOT AN INSURANCE COMPANY AND THE SEDERA MEDICAL COST SHARING MEMBERSHIP IS NOT ISSUED OR OFFERED BY AN INSURANCE COMPANY. WHILE EVERY EFFORT IS MADE TO MEET MEMBER’S MEDICAL NEEDS, SEDERA, INC. AND THE SEDERA MEDICAL COST SHARING COMMUNITY DO NOT GUARANTEE PAYMENT OF ANY MEDICAL EXPENSE.