A Changemaking Community

We Are Sedera

Sedera’s Community of individuals actively engaged in their healthcare decision making, are dedicated to a healthy lifestyle, and are united by shared values.

When you join the Sedera Community, you join a non-profit membership united by a set of values and commitments.

Community Principles and Commitments

Before joining the Sedera Community every Member signs our set of Principles and Commitments. These principles unite us in a common faith in the power of Community.

Sedera Stories

Hear real stories from real people experiencing a new normal in healthcare.

After working with Sedera for the past 18 months, I can honestly say that the folks at Sedera are amazing. They are offering an incredible solution to the healthcare crisis we are all experiencing. They put people's needs above all else. Can't recommend them enough.

Steve R., AZ

Sedera Health is the most well thought out and refreshing solution to the rigged system of health insurance. It is nice to know that a community has your back when you need it most, plus being linked up with others that take responsibility for their own health.

Richard W., TX

View our legal resources.

While Sedera operates in most states, there are a few exceptions. Learn more about our state availability.

DISCLAIMER: The Sedera Medical Cost Sharing Community is not an insurance company and the Sedera Medical Cost Sharing membership is not issued or offered by an insurance company. Whether any Member chooses to send monetary assistance to you and/or your household to help with your medical expenses will be totally voluntary and neither you nor the Sedera Medical Cost Sharing Community has any right to compel payment of medical cost sharing costs from any Member or household. The Sedera membership is not and should never be considered to be or to be like a group insurance policy or an individual insurance policy. The Sedera Medical Cost Sharing Community is not an employee welfare benefit plan, an employer sponsored health plan, or multiple employer welfare association (MEWA). Whether you receive any money for medical expenses, or whether or not this membership continues to operate, you as the Member will always remain liable for your unpaid medical expenses and do not have any legal right to seek reimbursement or indemnification for any such expenses from the Sedera Medical Cost Sharing Community or any other member or household. This is not a legally binding agreement to reimburse or indemnify you for the medical expenses you incur, but is an opportunity for you to assist other members in need, and when you are in need, to present your medical bills to other Members as outlined in these guidelines. There is no guarantee of payment of medical expenses by the Sedera Medical Cost Sharing Community or other Members. The financial assistance you may receive will come from other Members and/or households, and not from the Sedera Medical Cost Sharing Community. The sharing of medical expenses is completely dependent on and only possible through the contributions of Members and therefore the corresponding medical expense requests by Members could result in sharing being prorated or unavailable for a given month.