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While Sedera operates in most states, there are a few exceptions. Click here to learn more.DISCLAIMER: Savings and pricing may vary depending on the Membership Level and other Membership options selected. *This product is not operated, serviced, or maintained by Sedera. SEDERA MAKES NO WARRANTY REGARDING THE WEBSITES, RESOURCES, MATERIALS, PRODUCTS, TRANSACTIONS, AND SERVICES PROVIDED BY THIRD PARTIES. Sedera makes no representations or warranties that every or all memberships include any add-on/additional product(s). Sedera, Inc. Is not an insurance company and the Sedera medical cost sharing membership is not issued or offered by an insurance company. While every effort is made to meet member’s medical needs, Sedera, Inc. And the Sedera medical cost sharing community do not guarantee payment of any medical expense. Sedera medical cost sharing community membership is not and should never be considered to be or to be like a group insurance policy or an individual insurance policy. The Sedera medical cost sharing community and/or Sedera, Inc. Are not insurance companies and the Sedera medical cost sharing membership is not issued or offered by an insurance company. You as the member remain liable for your unpaid medical expenses and do not have any legal right to seek reimbursement or indemnification for any such expenses from the Sedera medical cost sharing community and/or Sedera, Inc. Or any other member or household.