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Medical Cost Sharing

Learn about Medical Cost Sharing and how it works.

At Sedera, You’re a Valued Community Member, Not a Number

At Sedera, You’re a Valued Community Member, Not a Number

Sedera was founded in 2014, leads with years of industry knowledge and integrity and provides a best-in-class Medical Cost Sharing experience. Every decision made puts the Community and its Members first.

Choosing a Medical Cost Sharing Community? Here’s What You Should Ask

Choosing a Medical Cost Sharing Community? Here’s What You Should Ask

Medical Cost Sharing, the sharing of large medical needs with a community of individuals who share similar ethical or religious beliefs has experienced exponential growth in recent years. Medical Cost Sharing can be a good fit for many individuals..

How Does Medical Cost Sharing Work?

How Does Medical Cost Sharing Work?

Medical Cost Sharing is a non-insurance solution for managing large and unexpected healthcare costs. This solution has a long history of success, and it’s based on the belief that a community united in shared values can accomplish great things.

Affordable Healthcare With Medical Cost Sharing

Affordable Healthcare With Medical Cost Sharing

Sometimes, the familiar way of doing something isn’t necessarily the best way. Case in point: the conventional way of paying for healthcare via health insurance has become a maze of high premiums, confusing policies, and budget-busting surprise bills.

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While Sedera operates in most states, there are a few exceptions. Learn more about our state availability.

DISCLAIMER: The Sedera Medical Cost Sharing Community is not an insurance company and the Sedera Medical Cost Sharing membership is not issued or offered by an insurance company. Whether any Member chooses to send monetary assistance to you and/or your household to help with your medical expenses will be totally voluntary and neither you nor the Sedera Medical Cost Sharing Community has any right to compel payment of medical cost sharing costs from any Member or household. The Sedera membership is not and should never be considered to be or to be like a group insurance policy or an individual insurance policy. The Sedera Medical Cost Sharing Community is not an employee welfare benefit plan, an employer sponsored health plan, or multiple employer welfare association (MEWA). Whether you receive any money for medical expenses, or whether or not this membership continues to operate, you as the Member will always remain liable for your unpaid medical expenses and do not have any legal right to seek reimbursement or indemnification for any such expenses from the Sedera Medical Cost Sharing Community or any other member or household. This is not a legally binding agreement to reimburse or indemnify you for the medical expenses you incur, but is an opportunity for you to assist other members in need, and when you are in need, to present your medical bills to other Members as outlined in these guidelines. There is no guarantee of payment of medical expenses by the Sedera Medical Cost Sharing Community or other Members. The financial assistance you may receive will come from other Members and/or households, and not from the Sedera Medical Cost Sharing Community. The sharing of medical expenses is completely dependent on and only possible through the contributions of Members and therefore the corresponding medical expense requests by Members could result in sharing being prorated or unavailable for a given month.