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SELECT+ Medical Cost Sharing

FOR BUSINESSES

Members Enjoy

The Sedera Medical Cost Sharing Community exists so members can help each other with large, unexpected medical expenses. The Sedera Membership experience is refreshing and empowering for businesses and their employees.

24/7
Telemedicine

Bill
Negotiations

RX
Marketplace

Member
Rewards

Expert
Second Opinions

Affordable
Monthly Costs

Provide a Refreshingly Different Option to Your Team

Schedule a call with one of our Medical Cost Sharing experts
to find out if Medical Cost Sharing is right for your team.

How Medical Cost Sharing Works

We All Work Together

Every Member commits to a set of ethical beliefs and principles, which include:

  • Contributing to other Member’s Medical Needs
  • Being a savvy shopper
  • Leading a Healthy Lifestyle
  • Building a strong relationship with their medical provider

Engaged health care consumers are the heart and soul of the Medical Cost Sharing Community.

Every Member Shares

When you join Sedera, you immediately start contributing to the Sedera Medical Cost Sharing Community on a monthly basis.

Every Member opens a Medical Cost Sharing account as the first step in this process. This is the place where you deposit your monthly Membership Contribution and the place where other Members share with you.

You know how much to contribute monthly based on the Membership they have designed.

Designing Your Medical Cost Sharing Membership

To design your Membership, decide the following two things:

  • Who in your family will participate?
  • How much do you want to pay for a Medical Need before asking the Community to share? (This amount is what we call an Initial Unshareable Amount or IUA.)

See pricing below for some of our Membership options!

You Pay Your Medical Provider

When the Community shares in your Medical Need, you pay your doctor for the services they provide.

This is intentional. You are a cash pay patient who works directly with your doctor to decide on the best care at the best price. No third parties are involved in this transaction, but you have a supportive Community behind you when you need it most.

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Empower and Educate

Sedera empowers your team with tools to navigate the healthcare system with clarity and confidence.

Effectively Control
Healthcare Costs

Group Membership options keep your healthcare costs low while offering your team a refreshing alternative to healthcare.

Offer Your Employees
Affordable Options

We believe that one size does not fit all when it comes to a solution to manage healthcare costs. Our options start as low as $117/mo.

Enjoy Flexibility
and Transparency

Sedera Members build direct relationships with their medical providers. There are no networks, so no one is in the middle of your healthcare decision-making.

What Businesses Are Saying About Us

Don't take our word for it...

HappyTrailerSales-logo
Affordable solution for small businesses to provide healthcare to employees! Our employees love it!

-Ronnie, Happy Trailer Sales

Don't take our word for it...

Jenkins-doors-and-windows_logo
We transitioned to Sedera this year because rising premiums made it impossible for us to continue offering a traditional insurance plan to our employees. We recently submitted our first employee Need and the process couldn’t have gone smoother.

The web-based app was user-friendly and intuitive, the reimbursement check was processed quickly.

-Chuck, Jenkins Doors and Windows

Don't take our word for it...

Scout_logo
I am a small business owner in Central Texas and have been using Sedera for my family and employees for a little over a year. Obviously the cost
savings over traditional health insurance has been a huge benefit.

Being part of a Medical Cost Sharing community has been very empowering allowing us to take control of how we approach healthcare. Highly recommend!

-Tara, Scout Lighting

Monthly Membership Contributions

Select Initial Unshareable Amount (IUA)
$500 IUA $1,000 IUA $1,500 IUA $2,500 IUA $5,000 IUA
Employee Only $294 $208 $185 $169 $158
Employee + Spouse $628 $433 $381 $346 $320
Employee + Child(ren) $567 $395 $350 $318 $295
Employee + Family $897 $620 $546 $496 $459
Employee Only Under 30 $210 $169 $152 $137 $126
Employee + Spouse Under 30 $489 $384 $340 $299 $272
Employee + Child(ren) Under 30 $426 $337 $300 $267 $244
Employee + Family Under 30 $711 $557 $494 $434 $394

The above monthly membership contribution costs include the Member Share Amount and Member Services Fees of $65 for Member Only, $110 for Member + Spouse and Member + Child(ren), and $160 for Member + Family. They also include the costs for Telemedicine and Expert Second Opinion Services, and the monthly banking fee of $3 per month.

Sedera Households with one or more tobacco users contribute an additional $75.00 per month. If the Member who is a tobacco user is over the age of 50, then Medical Needs for that Member are limited to $25,000 for each of the following four disease categories: Cancer, Heart conditions, COPD and Stroke. See Section 8.A. of the Sedera SELECT+ Guidelines for more information.

Get Started in 3 Easy Steps

Talk to an expert who can help you know if Medical Cost Sharing is right for your team.
Work with a Sedera Certified Affiliate to offer this innovative solution to your team.
Invest in your team’s health and financial well-being while controlling your costs.

Let’s Get Started

Fill out the form below for more information about a better healthcare solution for your team.

Talk to an Medical Cost Sharing Expert Today

Find out if Sedera is right for you.

1-855-293-3915

I’m already a Member.

1-855-973-3372

Follow

7171 Southwest Parkway             Bldg 300, Suite 350
Austin, TX 78735

Current Members:
memberservices@sedera.com
(855) 973-3372

Prospective Members:
sales@sedera.com
(800) 473-5472

While Sedera operates in most states, there are a few exceptions. Click here to learn more.

WARNING: SEDERA, INC. IS NOT AN INSURANCE COMPANY AND THE SEDERA MEDICAL COST SHARING MEMBERSHIP IS NOT ISSUED OR OFFERED BY AN INSURANCE COMPANY. WHILE EVERY EFFORT IS MADE TO MEET MEMBER’S MEDICAL NEEDS, SEDERA, INC. AND THE SEDERA MEDICAL COST SHARING COMMUNITY DO NOT GUARANTEE PAYMENT OF ANY MEDICAL EXPENSE.