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Medical Cost Sharing

How it Works

The Sedera Health medical cost sharing model boldly challenges the insurance status quo. Through an innovative layering of healthcare services, we enable individuals and families access to high quality healthcare that is affordable, flexible and effective.

In addition to sharing medical expenses, Sedera provides access to valuable Counseling, Medical Bill Negotiation, Telemedicine, Expert Second Opinion, and Personal Member Advisor services to all members.

Sedera’s members can meet the Affordable Care Act (ACA) standard separately through an employer-sponsored self-insurance arrangement that includes Minimum Essential Coverage (MEC).  This plan provides coverage for preventive services and well care visits and keeps you in compliance with the law.

Businesses like yours are looking for an alternative to the insurance status quo. That’s where medical cost sharing comes in.

What is Medical Cost Sharing?

Instead of paying monthly premiums to an insurance company, members share a given amount on a monthly basis and draw from community funds as medical Needs arise.

Monthly shares are generally lower than typical insurance premiums. Through Sedera’s medical cost sharing model, members save between 30 – 50% of the costs that are typically incurred with health insurance plans.


Sedera Health’s core medical cost sharing model is supported by several additional services which enhance value and contribute to member quality of life.

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Medical Cost Sharing

Members take part in a medical cost sharing model that is high quality, affordable, accessible and above all, effective. This alternative to health insurance offers lower monthly costs, reduced cost of care and compliance and credibility.

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Members are provided unlimited use of 24/7/365 board-certified and state licensed physicians available via phone or online. These doctors are able to assess the situation and when appropriate prescribe medications.

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Personal Member Advisor

Advisors work with Sedera members everyday. From finding the best dentist for their children to getting the best possible price on medications, their job is to ensure each member has a wonderful experience and gets the best results possible from Sedera Health.

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Expert Second Opinion

No matter where a member is, they can speak with the best doctors in the world via phone or video consultation. All the best services without the travel, paperwork and costs.

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Find the Right Solution for You

Sedera offers a refreshingly different healthcare experience to both employers and individuals.

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Employees discussing the healthcare sharing opportunity

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9501 Manchaca Rd Bldg. B Ste. 200 Austin, TX 78748

9501 Manchaca Rd Bldg. B Ste. 200 Austin, TX 78748

(800) 473-5472