Medical Cost Sharing
How it Works
The Sedera Health medical cost sharing model boldly challenges the insurance status quo. Through an innovative layering of healthcare services, we enable individuals and families access to high quality healthcare that is affordable, flexible and effective.
In addition to sharing medical expenses, Sedera provides access to valuable Counseling, Medical Bill Negotiation, Telemedicine, Expert Second Opinion, and Personal Member Advisor services to all members.
Sedera’s members can meet the Affordable Care Act (ACA) standard separately through an employer-sponsored self-insurance arrangement that includes Minimum Essential Coverage (MEC). This plan provides coverage for preventive services and well care visits and keeps you in compliance with the law.
Businesses like yours are looking for an alternative to the insurance status quo. That’s where medical cost sharing comes in.
What is Medical Cost Sharing?
Instead of paying monthly premiums to an insurance company, members share a given amount on a monthly basis and draw from community funds as medical Needs arise.
Monthly shares are generally lower than typical insurance premiums. Through Sedera’s medical cost sharing model, members save between 30 – 50% of the costs that are typically incurred with health insurance plans.
Sedera Health’s core medical cost sharing model is supported by several additional services which enhance value and contribute to member quality of life.
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