ACCESS+ Medical Cost Sharing
FOR INDIVIDUALS AND FAMILIES
Members Enjoy
24/7
Telemedicine
Member
Rewards
Rx
Marketplace
Expert
Second Opinions
Compassionate
Member Advisors
Low
Monthly Costs
Freedom
from Networks
Is Medical Cost Sharing Right for You?
Sedera offers a refreshingly different healthcare experience
to businesses, families, and individuals.
How Medical Cost Sharing Works





Take Control of Your Health

Experience the Power of Community

Shop For the Best Prices
Our Community will help you find the best prices on medications and other medical services.

Get More Options
One-size does not fit all. Individuals should have options and flexibility when it comes to their healthcare. Sedera does not limit Members to narrow networks.

Enjoy Direct Care
Sedera Members build direct relationships with their medical providers. No one is in the middle of your healthcare decision-making.
It’s Easy to Join our Community!
Get to Know Us
Connect With Your Local Certified Affiliate
We will connect you with a Sedera Certified Affiliate to complete your enrollment.
Start Sharing
Start sharing and start saving! And remember, we are always here to help you navigate Medical Cost Sharing.
Choose Your Monthly Contribution
Access+ Initial Unshareable Amount (IUA)
|
|||||
$500 IUA | $1,000 IUA | $1,500 IUA | $2,500 IUA | $5,000 IUA | |
Member Only | $244 | $237 | $212 | $172 | $147 |
Member + Spouse | $467 | $454 | $404 | $324 | $274 |
Member + Child(ren) | $449 | $437 | $389 | $313 | $266 |
Member + Family | $678 | $659 | $586 | $471 | $398 |
Members Under 30 | |||||
Member Only Under 30 | $208 | $195 | $174 | $153 | $113 |
Member + Spouse Under 30 | $396 | $370 | $328 | $286 | $207 |
Member + Child(ren) Under 30 | $381 | $357 | $317 | $278 | $202 |
Member + Family Under 30 | $574 | $538 | $477 | $416 | $300 |
The above monthly Membership Contribution costs include the Member Share Amount and Member Services Fees of $65 for Member Only, $110 for Member + Spouse and Member + Child(ren), and $160 for Member + Family. They also include the costs for Telemedicine and Expert Second Opinion Services, and the monthly banking fee of $3 per month. The monthly Membership contribution DOES NOT include the one-time set up fee of $30 that our banking partner charges in the first month for new households.
Sedera Medical Cost Sharing households with one or more tobacco users (which includes vaping) contribute an additional $75.00 per month. If the Member who is a tobacco user is over the age of 50, then Medical Needs for that Member are limited to $25,000 for each of the following: Cancer, Respiratory disease, Vascular disease including coronary disease and stroke, Oral and Esophageal disease and Gastric and Duodenal Ulcers. See Section 8 and the Appendix of the applicable Sedera Guidelines for additional details.
Let’s Get Started
Talk to a Medical Cost Sharing Expert Today
Find out if Sedera is right for you.
1-855-293-3915
I’m already a Member who has questions.
1-855-973-3372
While Sedera operates in most states, there are a few exceptions. Click here to learn more.
WARNING: SEDERA, INC. IS NOT AN INSURANCE COMPANY AND THE SEDERA MEDICAL COST SHARING MEMBERSHIP IS NOT ISSUED OR OFFERED BY AN INSURANCE COMPANY. WHILE EVERY EFFORT IS MADE TO MEET MEMBER’S MEDICAL NEEDS, SEDERA, INC. AND THE SEDERA MEDICAL COST SHARING COMMUNITY DO NOT GUARANTEE PAYMENT OF ANY MEDICAL EXPENSE.