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About Sedera

It is no secret that the cost of healthcare has skyrocketed.

People are frustrated with the lack of affordability, access, and transparency, but who said insurance is the only way to deal with medical costs? That is where Sedera comes in. Together, we are building a new kind of community, one centered on healthy living and sharing the cost of medical care. In doing so, we are able to provide a high-end healthcare experience, delivering tremendous value for Members and their families.

With Medical Cost Sharing there is not a provider network. There is not an insurance company coming between you and your doctor. You share medical funds with like-minded people and receive premium care, through an organization run with compassion.

Company board discussing healthcare sharing as an insurance alternative

Sedera was founded in 2014 by Dr. Tony Dale. A former physician from Great Britain, Dr. Dale’s interest in the American medical system began in the mid-1990s when he had to have surgery in the United States. Through this experience, Dr. Dale saw tremendous inconsistencies and the staggering costs built into the American health insurance system. He knew there had to be an alternative. 

That alternative was a Medical Cost Sharing organization. While the concept is not yet widely known, the philosophy has a 30-year legacy of success. Medical Cost Sharing is non-insurance where all Members share funds for medical care. Sedera was founded on the principle that people should share one another’s burdens. Today, Sedera has Members throughout the United States.

Our Vision is…

to make high-quality, human, transparent solutions the new normal in healthcare. We promote individual ownership and direct access to care through a sharing community.

We Are…

Intentionally Not the Status Quo

Our service and product experience is distinctly refreshing and always excellent.


We lift ceilings, pave runways, and forge a better new way.

In Love

Love is central, so we strive to treat everyone as we’d like to be treated.


We promote the whole health of our team and Members.


Every day we create authentic connection with our Members and one another.

Company executives discuss ideas about healthcare sharing

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7171 Southwest Parkway Bldg 3 Suite 350
Austin, TX 78735

(800) 473-5472

While Sedera operates in most states, there are a few exceptions. Click here to learn more.