Get ACCESS+ for

Individuals & Families

 

Paying for healthcare doesn’t have to be complicated. Sedera’s cost-sharing solution provides affordability, choice, transparency, and support to pay for your healthcare expenses.

Is Sedera Medical Cost Sharing right for you?

Take Quiz

You Select Your Membership Level

You select your Membership level which determines your Initial Unshareable Amount (IUA). This is the amount you feel comfortable paying without help from the Community.

Every Member Contributes

When you join Sedera, you begin contributing funds for use by other Members on a monthly basis.

The Community Shares with You

If something unexpected happens, COmmunity Members share funds to pay for any expenses beyond your IUA. 

You Pay Your Doctor

You pay your healthcare provider with the shared funds, for the duration of your care.

Download our Membership Summary

ACCESS+

Individual Contributions

Download Pricing Sheet

ACCESS+

Individuals + DPC/VPC
Download Pricing Sheet

Join Us With These Simple Steps

1

Learn about Sedera Medical Cost Sharing to decide if it is right for you.

2

Choose the IUA that best fits your needs.

3

Start sharing and saving with the Sedera Community.

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The Power of Medical Cost Sharing + Preventive Care

Sedera + Direct Primary Care (DPC)

Pairing Sedera Medical Cost Sharing with Direct Primary Care creates a comprehensive, cost-effective health solution for individuals and families. DPC members pay an affordable monthly membership fee which includes office visits, same or next-day appointments, longer appointments for a better doctor/patient relationship, discounts on labs, diagnostics, prescriptions, and more. Click below to find a DPC near you!

Find a DPC

Membership Features

Sedera Advisor Support

Our expert advisors help navigate the complex world of medical care.

DPC Physician Map*

Members find physicians near them who specialize in navigating a cash-pay system.

Bill Negotiation*

Our expert advisors work with outside bill negotiation vendors who specialize in seeking fair pricing on medical bills.

Rx Marketplace*

Members shop the best price for prescription drugs. 

Expert Second Opinions*

Members get second opinions on surgeries and new diagnoses from some of the world’s top doctors.

Cash Pay Directory

Educational resources and shopping tools to help Members become savvy healthcare shoppers.

Our Medical Cost Sharing Community

Community Guidelines

By reading our Membership Guidelines, Members understand what is shareable and what is not.

Read the Guidelines

Principles & Commitments

Our Community is united by shared Principles and Commitments.

Read Principles & Commitments

Testimonials

"This is my first time using Sedera. I could not believe how easy and efficient the process was. It helps to just pay the provider directly and not have to wait for approval and payment. Using the portal was a breeze. Thank you. I have already been promiting it to my own patients."

– Cynthia Thaik, Sedera Member

"Being self-employed, Sedera provides a solution that allows me to lower my health care cost while improving my care. This is a community of like-minded individuals actively involved in making a difference in their financial and health well-being."

– Craig Saunders, Sedera Member

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"I get to speak to a human and everyone is well-educated and trained for their positions. You are all polite and that’s refreshing. I’m not a number I am a Member."

– Glen, Sedera Member

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"What a great cost savings for my family! The communication we receive from them is informative and helpful. They make everything easy for their members and affordable too!"

– Nicole, Sedera Member

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"We moved to Sedera from a competitor—what a difference! Sedera is efficient and organized, makes submitting Needs very simple, and shares in some basic costs like immunizations and routine mammograms. By encouraging a Direct Primary Care relationship our family has received more consistent, higher quality care in the past year than the past three with the competitor. And it has cost us far less! I can’t recommend Sedera enough."

– Jennifer Uren, Sedera Member

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Not Sure if Sedera Medical Cost Sharing Is For You?

Sedera Members believe that supporting one another by sharing costs, leading health-conscious lifestyles, and making engaged healthcare choices is a better way to healthcare. See if Sedera Medical Cost Sharing is right for you by taking our quiz.

Take Quiz

Part of a Team? 

Looking for an alternative solution for your team members? Introduce Sedera Medical Cost Sharing and the opportunity to save significantly with your team. 

Learn About Teams

FAQ

Questions? Check out our FAQ section for answers.

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Want to get in touch? We'd love to hear from you.

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