Medical Cost Sharing Archives - Sedera Medical Cost Sharing

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How Does Medical Cost Sharing Work?

by Team Sedera | Mar 25, 2025 | Medical Cost Sharing

How Does Medical Cost Sharing Work? What is Medical Cost Sharing? Medical Cost Sharing is a non-insurance solution for managing large and unexpected healthcare costs. This solution has a long history of success, and it’s based on the belief that a community...

Choosing a Medical Cost Sharing Community? Here’s What You Should Ask

by Team Sedera | Mar 25, 2025 | Medical Cost Sharing

Choosing a Medical Cost Sharing Community? Here’s What You Should Ask Medical Cost Sharing, the sharing of large medical needs with a community of individuals who share similar ethical or religious beliefs has experienced exponential growth in recent...

At Sedera, You’re a Valued Community Member, Not a Number

by Team Sedera | Mar 25, 2025 | Medical Cost Sharing

At Sedera, You’re a Valued Community Member, Not a Number Sedera puts the Community first Sedera was founded in 2014, leads with years of industry knowledge and integrity, and provides a best-in-class Medical Cost Sharing experience. Every decision made...

The History of Medical Cost Sharing

by Team Sedera | Mar 25, 2025 | Medical Cost Sharing

The History of Medical Cost Sharing America’s healthcare system is ever-changing and it’s fraught with escalating costs and bureaucratic complexities. Medical cost sharing, also known as health sharing, is a viable way to pay for healthcare costs. In addition...

Current Members:

memberservices@sedera.com

(855) 973-3372

Prospective Members:

sales@sedera.com

(800) 473-5472

While Sedera operates in most states, there are a few exceptions. Learn more about our state availability.

WARNING: The Sedera Medical Cost Sharing Community, a Covenant HealthShare, Inc. Benevolence fund (hereinafter “Sedera”), is not an insurance company nor is it insurance. Membership in Sedera is not issued or offered by an insurance company. Whether a member/household chooses to provide monetary assistance to you and/or your household to help with your medical expenses is entirely voluntary. Neither you nor Sedera has any right to compel payment of medical cost sharing costs from any member. A membership with Sedera should never be considered similar to a group insurance policy or an individual insurance policy.

Transparency in Healthcare Sharing Ministry:
It is important to understand that these ministries are not insurance providers. Instead, they function as communities where members voluntarily contribute funds to assist fellow members with their medical expenses.

Unlike insurance policies, participation in a healthcare sharing ministry is entirely optional, and members decide whether or not to provide financial support to other members in need. Neither the individual seeking assistance nor the healthcare sharing ministry can demand or require payment from its members.

A healthcare sharing ministry should not be viewed as an insurance policy, either group or individual, as it operates on principles of voluntary financial assistance among its members. It’s crucial to recognize these distinctions when considering participation in such a community.

In your capacity as a member of this Healthcare Sharing Ministry, it is crucial to understand that regardless of whether you receive financial assistance for medical expenses or if this membership continues to operate, you will always be personally responsible for any unpaid medical bills. You do not possess any legal entitlement to seek reimbursement or indemnification for such expenses from Sedera, Covenant Health Share Inc., or any other member or household.

This agreement does not constitute a legally binding commitment to reimburse or indemnify you for your incurred medical costs. Instead, it serves as an opportunity for you to assist fellow members in need and, when you find yourself in need, to present your medical bills to other members and households in accordance outlined guidelines. Any financial assistance received will be provided by fellow members and/or households that are managed through the Sedera Medical Cost Sharing Community, a Covenant HealthShare Inc. Benevolence fund.

*DISCLAIMER: Any relationship with a third-party provider is solely between the Member and the respective provider; Sedera is not a party to that relationship and assumes no responsibility or liability in connection therewith. SEDERA MAKES NO REPRESENTATIONS OR WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, REGARDING WEBSITES, RESOURCES, MATERIALS, PRODUCTS, TRANSACTIONS, OR SERVICES PROVIDED BY THIRD PARTIES. Members are solely responsible for evaluating and engaging with any third-party service providers, and Sedera cannot assist with any disputes or issues arising from such third-party providers or services.

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How did you hear about Sedera?

Please enroll through the link provided to you by your Sales Representative or Affiliate.

Contact Us

sales@sedera.com
(800) 473-5472

How did you hear about Sedera?

Please contact your organization's representative for the correct enrollment link or contact member services for assistance.

Contact Us

memberservices@sedera.com
(855) 973-3372

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I'm an individual or family

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Individual or Family

Sedera MCSC is not available in all states. Refer to our State Availability page for details.

What brings you to Sedera?*

My current healthcare solution is too expensive

Change in employer-related coverage

I do not like the traditional health insurance model.

I already am using a Medical Cost Sharing and looking for an alternative

I’m just shopping and want to learn more

Are you between the ages of 18-65?*

Yes

Sorry, Sedera may not be a good fit. Unfortunately, our products are only available to those who are between the ages of 18 and 64.

Organization or Business

Sedera MCSC is not available in all states. Refer to our State Availability page for details.

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Yes

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How did you hear about Sedera Medical Cost Sharing?

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