About Sedera

It’s no secret that the cost of healthcare has skyrocketed.

People are frustrated with the lack of affordability, access and transparency. But who said insurance is the only way to deal with medical costs? That’s where Sedera Health comes in. Together, we are building a new kind of community, one centered on healthy living and sharing the cost of medical care. In doing so, we are able to provide a high-end healthcare experience, delivering tremendous value for members and their families. In the way that Uber changed transportation and Airbnb disrupted the hospitality industry, Sedera is turning the traditional health insurance model on its head with peer-to-peer medical sharing. With medical cost-sharing there isn’t a provider network. There isn’t an insurance company coming between you and your doctor. You share medical funds with like-minded people and receive premium care, through an organization run with compassion.

Company board discussing healthcare sharing as an insurance alternative

Sedera Health was founded by Dr. Tony Dale. A former physician from Great Britain, Dr. Dale’s interest in the American medical system began in the mid 1990s when he had to have surgery in the U.S. Through this experience, Dr. Dale saw the tremendous inconsistencies and staggering costs built into the American health insurance system. He knew there had to be a better way.

Recognizing the unmet needs in the traditional health insurance industry, Sedera Health was founded in 2015 as an alternative solution.

That alternative was a medical cost sharing organization. While the concept is not yet widely known, the philosophy has a 30-year legacy of success. Healthcare cost sharing is non-insurance, where all members share funds for medical care a. As a Christ-based organization, Sedera was founded on the principle that people should share one another’s burdens. Today, Sedera has members in 33 states who share funds toward medical costs.

Our Values


Our interactions, relationships and business practices are modeled after Christ and his teachings.  Colossians 1:18: “And he is the head of the body, the church. He is the beginning, the firstborn from the dead, that in everything he may be preeminent.”


Our organization exists to help each other carry our burdens. In this way we fulfill the law of Christ. Galatians 6:2: “Carry each other’s burdens, and in this way you will fulfill the law of Christ.”


We ensure members have the best care and are personally empowered to make their own healthcare decisions.  Romans 14:12: “So then each one of us will give an account of himself to God.”

Company executives discuss ideas about healthcare sharing

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5113 Southwest Pkwy Suite 175 Austin, TX
(800) 473-5472