A high-end, affordable healthcare solution with no insurance hassles.
Your Healthcare Community
Sharing Medical Costs
Members Like You
When health-conscious community members support each other’s Needs and make healthy choices, everyone wins.
What Members Say
Employer and employee members share their experiences.
In Their Words
Here are some of the many positive words our members have shared with us.
Who We Are
What We Do
We help businesses take a new approach to healthcare for their employees. Our model is built on a 30-year legacy of the medical cost sharing industry and borrows from the best innovations of the modern sharing economy. What Uber did for transportation and Airbnb did for hospitality, we are doing for healthcare.
We invite our members to be active and engaged participants in their healthcare. We ask them to commit to pursuing a healthy lifestyle. Together, we are building a new kind of community, one centered on healthy living and sharing the cost of medical care. In doing so, we are able to provide a high-end healthcare experience, delivering tremendous value for members and their families.
How it Works
Members contribute a fixed amount per month to participate in the sharing community. When an individual has a medical need, the Sedera community steps in to ensure the need is met.
A “Need” is one or more medical expenses caused by an accident or illness.
Members first meet an initial unshareable amount up to $500 or $1000 according to their membership type. After an individual's third medical need (fifth need when a family is participating), costs are fully shared among the community.
Why it's Better
The medical cost sharing industry is growing quickly, with one million members nationwide accessing one billion dollars in sharing.
Our members reduce medical costs through smart choices about diet, exercise and lifestyle. Through honoring these requirements and through proven provider negotation, our cost sharing model provides members with high-end services while lowering monthly expenses and out-of-pocket costs. Members have the freedom to choose their own doctor, visit well-regarded medical providers and typically still see that the total cost of healthcare is 30-50% less.
Who We Are
What We Do
Healthcare sharing is the sharing of funds between members with medical “Needs.” Members share in each other’s healthcare Needs and encourage each other along the way.
Community members assume responsibility for meeting each others' needs, putting the "care" back in healthcare and removing the influence of faceless insurance companies.
How it Works
Members pay a fixed amount per month to participate in the sharing network, akin to a premium from an insurance company. When an individual has a medical need, the Sedera community steps in to ensure they are taken care of.
A “Need” is one or more medical expenses caused by a single accident or illness.
Members first meet an Initial Unshareable Amount (IUA) up to $500 or $1000. Then, the costs of addressing up to three medical needs (five Needs when a family is participating) are shared among the community.
Why It's Better
Healthcare sharing is growing quickly, with one million members nationwide accessing one billion dollars in sharing.
Our members reduce healthcare costs through smart choices about diet, exercise and lifestyle. Sedera members commit to
- No use of illegal narcotics.
- No driving while intoxicated.
- Tobacco users are required to pay extra (details here).
By honoring these requirements, our cost sharing model provides members with high-end services while lowering monthly expenses and out-of-pocket costs. Members have the freedom to choose the best doctor for their condition, and typically visit well-regarded medical professionals at 25-50% the cost.
Our company - SharedHealth.fit - provides affordable comprehensive health plans to small employers, entrepreneurs, young professionals, franchisees, licensees, and others disenfranchised by Obamacare. We are ACA compliant providing Minimum Essential Coverage "MEC". We...read more
We chose Sedera over traditional healthcare insurance because of the skyrocketing insurance premiums and high deductibles. Sedera is lower cost for both the employer and the employee. I would highly recommend Sedera to anyone who is looking for an alternative to...read more